Somewhere between the Stated W-2 Wage Earner Loan and the New Century Mortgage (large subprime mortgage lender) filing for Chapter 11 Bankruptcy protection mortgage practitioners lost track of the basics of the mortgage lending practices and procedures. When Vince Lombardi opened training camp at the Green Bay Packers at the first practice of the year he gathered all around and held up a football to the players and told them?"this is a football".

This article looks at how people with credit problems can get a bad credit mortgage.

This article outlines some important points that you need to consider when looking for a mortgage broker.

This article takes a look at reverse mortgages, what they are and how they work.

This article looks at what a remortgage is and the various benefits associated with remortgaging.

This article aims to address the facts and basics of mortgage refinancing.

This article addresses the nasty business of the process of foreclosure.

This article looks at the basic principles and mechanics of a commercial mortgage.

The front pages are dominated with stories of the foreclosure onslaught. Those who can be helped out of their situation now have some options, which didn?t exist a few years ago. Some borrowers are so far gone with their financial situation, many times based on circumstances perhaps out of their control, the only answer may be to try a ?short sale? (where the lender will accept less than what is owed), ?deed in lieu of foreclosure? (where the borrower gives back the property to avoid foreclosure) or sell it (if the borrower has some equity) or allow the foreclosure proceeding to go to it ultimate conclusion. If the borrower has committed to staying in the property and fighting through the difficult period of pending foreclosure many lenders and their servicing agent are offering possible solutions.

Bad auto loans are very common nearly a quarter of Americans are credit-challenged. If you have bad credit or even no credit, you should have little problem of getting into a car. There are thousands of bad credit auto loans issued everyday in the U.S. There are specific banks or lenders that provide loans for those whom are credit-challenged, these banks are called subprime lenders. There are several factors, and criteria that may be needed to get a bad credit auto loan such as money down/collateral, proof of income, and of course credit history.